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The Chardon Fire Department is proud to announce the recent review by the Insurance Services Office Inc. (ISO) has resulted in an improved rating from Class 4 to Class 3 for the City of Chardon. This classification also extends 1000 feet past the last fire hydrant into both Chardon Township and Claridon Township, which are both served by the Department. The remainder of the two Townships are now classified as a 3Y, which means these properties are beyond the 1000 feet, but still protected by the same fire department.
The classification grading known as the Public Protection Classification (PPC) program, assesses the fire-protection efforts in a community. The Department went through the grading process with the ISO in July. The areas included in the grading are: The Fire Departments ability to respond to alarms, fire apparatus and equipment, training, and operations. Also included is water supply movement and the City’s water supply system, dispatching of alarms, and how well the Department does teaching the public about fire safety.
The ISO then assigns a Public Protection Classification from 1 to 10. Class 1 representing superior property fire protection, and Class 10 indicating the area's fire suppression program doesn't meet ISO's minimum criteria. Insurance companies then use this ISO rating for underwriting and calculating premiums for residential, commercial and industrial properties.
There are only 388 Fire Departments in the United States with a Class 1 Rating, 1,729 with a Class 2, and 3,583 of us with a Class 3.
The City’s improved rating score may help residents and businesses within The City of Chardon achieve lower insurance costs. Property owners are urged to contact their insurance company regarding this new ISO rating.
Chief Larry L. Gaspar
Chardon Fire Department